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	<title>CallRuss.com &#187; Credit</title>
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	<description>Mortgages, Real Estate, and Musings from around Chicago</description>
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		<title>Yes, You Are Just a Number</title>
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		<pubDate>Sun, 01 Nov 2009 23:53:05 +0000</pubDate>
		<dc:creator>Russ</dc:creator>
				<category><![CDATA[Credit]]></category>

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		<description><![CDATA[The most important aspect of qualifying for a mortgage these days is your FICO score.  FICO stands for Fair Isaac COpmany which is the company that developed the algorithm that computes your credit score.
Before you begin the shopping in earnest for a house, the very first thing you need to get a handle on [...]]]></description>
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		<title>You Are Your Spouse&#8217;s Credit</title>
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		<pubDate>Wed, 12 Aug 2009 02:32:18 +0000</pubDate>
		<dc:creator>Russ</dc:creator>
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		<description><![CDATA[One of the situations I see often is when a person has great credit but their spouse does not.   With FICO scores taking and even more important role in qualifying for a mortgage today than even just six months ago, this can be a very big issue for potential home buyers and folks looking to [...]]]></description>
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